ANEC is a cooperative organization and as such is a non-profit business. All member-owners have capital credits allocated to them each year the cooperative has positive margins. Each year the Board of Directors review the financial condition of the Cooperative to determine if a retirement of capital credits can be made.

The Board of Directors has established a goal of returning capital credits to the members on a regular basis. Capital credits are retired on a percentage method which allows all members to receive a retirement, but provides the lion's share of the retirement to the long-term member who has the most invested in the Cooperative. Accounts located within the former Delmarva Power service territory will be allocated capital credits, but will not receive refunds until the end of the four-year transition period beginning January 2, 2008.